In addition to assisting you with for your title insurance needs, Locust Knoll Title Company LLC will refer your real estate needs to its title providers who are able to assist you with the additional services of title exams, preparation of the legal documents and settlements. Locust Knoll Title Company LLC ,together with its partner, will assist you with all the necessary services for you to complete any purchase of any property in the Commonwealth of Virginia or the State of West Virginia or refinance any property in these jurisdictions.
All three of our title underwriters assist you with for two types of owner's policies for natural persons. They go by various names, but they assist you with essentially the same coverages. The first type of owner's policy is the standard owners title insurance policy, and the second type is an enhanced title insurance policy which assists you with additional coverages at an additional price. We attach a copy of the differences in the policies' coverages.
We believe that since you are making a substantial investment in the property which you are purchasing, that an additional reasonable cost of buying the enhanced policy is to your benefit. The standard policy basically covers issues which are of public record in the courthouse while, as you can see, the enhanced provides for additional coverages outside of the courthouse. Title examiners are responsible for what is in the courthouse only so the additional coverage for matters outside the courthouse makes sense for your maximum protection.
